Clover Finance: cross-chain interoperable smart contract platform on Polkadot

What is Clover

Today's decentralized networks remain isolated in silos that can’t trustlessly communicate with each other or meaningfully exchange financial value. Because of that, some third-party custodial services took over part of the ecosystem with their centralized solutions. But that’s not what we are looking for, right?!

Clover as a Blockchain Operating System

Clover is a Blockchain Operating System that contains four different layers. Let’s dive deeper into them for now.

Storage layer

The storage protocol layer supports distributed storage of dApp data by protocols such as IPFS, AR or CRUST.

Smart contract layer

Smart contract layer supports one-stop cross-chain deployment and calls of dApps. By using Clover’s Web3-compatible API, all the existing web3 dApps can be easily migrated to the Clover network without any changes.

DeFi protocol layer

This layer supports numerous basic DeFi protocols, such as swapping, lending or insurance. Developers will be able to build their own DeFi protocols on this layer. Besides that, Clover provides a drag-and-drop smart contract compiler — an easy-to-use and faultless tool that can compile smart contracts to WebAssembly.

eApp layer

This layer simply supports the evolution from dApp to eApp (External App). There is no need for machines, domain names, or network bandwidth when developers build and deploy their eApps on Clover.

Clover extension wallet

Clover wallet is a multi-currency wallet, that literally lives in your web browser. Because it's connected to the Polkadot, Ethereum and Binance Smart Chain networks, it can interconnect DeFi applications cross-chain without any switching between mentioned networks.

Clover extension wallet


The is the Clover cross-chain explorer that supports not just Polkadot blockchain, but also the related ones such as Ethereum, Kusama, BSC and others. It shows all the cross-chain transactions that happened.



Clover Finance has its own native token CLV. The CLV token is a multi-use asset in the Clover Finance ecosystem that is utilized for governance purposes and for voting on system upgrades.

Canary network: Sakura


Clover provides the base layer for developers to build dApps cross-chain. By paying for gas in tokens we are transacting, the user experience is much smoother and helps broader adoption. Developers will receive a part of the gas fees that now serve as a passive income in order to support their work and to maintain the high-level security by the additional gains.



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Polkadotters | Kusama & Polkadot validators

Polkadotters | Kusama & Polkadot validators


Czech bloggers & community builders. We are validators of Polkadot, Kusama, Darwinia, Crab, Bifrost, HydraDX, StaFi, Centrifuge under the name: POLKADOTTERS